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Blog Post | Consumer Protection

You might not know this about overdraft fees | Kathryn Lee

Did your bank sell you on the idea that it’s embarrassing for you to have your debit card declined for a $3 cup of coffee, and that you should pay them $35 each time for “overdraft protection”? Those big fees are what’s embarrassing. Unless you say yes to allow fees, you cannot be charged for over-drafting your debit card.

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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Blog Post | Consumer Protection

Our new "CFPB Can Help" video is live | Ed Mierzwinski

Please like and share our new video short (it's less than a minute) letting consumers know how the "CFPB can help." The CFPB, of course, is the Consumer Financial Protection Bureau, established as part of the Wall Street Reform and Consumer Protection Act of 2010.

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News Release | Illinois PIRG | Consumer Protection

Consumer, Anti-Poverty Groups Call on General Assembly to Reject ComEd’s Mandatory Demand Charge Proposal

Springfield – Calling the proposal radical and unprecedented, a collection of consumer and anti-poverty groups sent a letter Wednesday to legislators calling on them to reject a proposal from ComEd that would change the way all residential consumers are charged for electricity.

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Blog Post | Consumer Protection

Consumer Lettter Opposing ComEd's Demand Rate Proposal | Abe Scarr

Today, we joined AARP Illinois and five other consumer and anti-poverty groups in a letter to legislators asking them to reject a ComEd's proposed radical change in how consumers are charged for energy. The letter is below.

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News Release | Illinois PIRG | Public Health

Some Good, Some Bad in Obama Administration Plan to Protect Antibiotics

Tomorrow the National Task Force for Combating Resistant Bacteria will release a five-year action plan to tackle the growing problem of antibiotic resistance.  While the plan will take several important steps necessary to control the spread of antibiotic-resistant bacteria, it will miss the opportunity to call for critical reforms in the agricultural sector that are essential to protect public health.

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News Release | Illinois PIRG Education Fund | Budget

Illinois Receives "A-" in Annual Report on Transparency of Government Spending

Illinois received an “A-” when it comes to government spending transparency, according to “Following the Money 2015: How the 50 States Rate in Providing Online Access to Government Spending Data,” the sixth annual report of its kind by the Illinois Public Interest Research Group Education Fund. Illinois' grade improved since last year, jumping from a B+ to this year's A-.

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Media Hit | Financial Reform

Credit Bureaus’ Deal to Improve Accuracy ‘Huge’ for Consumers

(Bloomberg) -- Buying homes, getting jobs and borrowing money will be easier after an agreement by the three biggest U.S. consumer credit reporting services with New York.[...] “It’s a sea change in the way the credit bureaus treat complaints,” said [U.S. PIRG's Ed] Mierzwinski. “The credit bureaus have been run by computers for years now. They’re going to have to hire more people and actually verify that what a creditor said is true.”

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News Release | Illinois PIRG | Public Health

McDonald’s Announces Plan to Cut Overuse of Antibiotics in Chicken

McDonald’s announced a new policy today to curb the overuse of antibiotics in raising the chickens that ultimately become McNuggets or other McDonald’s products.  Within two years, farming operations supplying McDonald’s USA restaurants will not be allowed to routinely administer medically important antibiotics to chickens, a practice that is commonplace, even when animals are healthy. 

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News Release | Illinois PIRG | Financial Reform

Illinois PIRG Supports Attorney General Madigan's New Data Security Bill

The number, scale and scope of data breaches over the past year is alarming. The protections in place for consumers are insufficient and the response from companies collecting and storing our personal information has been unacceptable. That is why we are endorsing this much needed legislation today. 

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Report | Illinois PIRG | Budget

Picking up the Tab

Some U.S.-based multinational firms or individuals avoid paying U.S. taxes by transferring their earnings to tax haven countries with minimal or no taxes. These tax haven users benefit from their access to America’s markets, workforce, infrastructure and security; but they pay little or nothing for it—violating the basic fairness of the tax system and forcing other taxpayers to pick up the tab.

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Report | Illinois PIRG Education Fund | Transportation

Transportation and the New Generation

From World War II until just a few years ago, the number of miles driven annually on America’s roads steadily increased. Then, at the turn of the century, something changed: Americans began driving less. By 2011, the average American was driving 6 percent fewer miles per year than in 2004. And the trend away from driving has been led by young people.

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Report | Illinois PIRG | Budget

Loopholes for Sale

Loopholes for Sale pursues the intersection of corporate campaign contributions to members of Congress and the absence of Congressional action to close corporate tax loopholes and raise additional revenue from corporate taxes.

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Report | Illinois PIRG Education Fund | Tax

Following the Money 2012

This report is Illinois PIRG Education Fund’s third annual ranking of states’ progress toward “Transparency 2.0” – a new standard of comprehensive, one-stop, one-click budget accountability and accessibility.

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Report | Illinois PIRG Education Fund | Democracy

Auctioning Democracy

Super PACs are tools used by wealthy individuals and institutions to dominate the political process. 93% of the itemized funds raised by Super PACs from individuals came in contributions of at least $10,000, from just twenty-three out of every 10 million people in the U.S. population.

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Blog Post | Public Health, Food

All I want for Christmas is responsibly-raised meat. | Anya Vanecek

I don't want a lot for Christmas, there is just one thing I need...

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Blog Post | Public Health, Food

It keeps getting better | Steve Blackledge

By next summer, all of the chicken served on Papa John's pizzas and poppers will be raised without antibiotics. The pizza chain's announcement adds them to a growing list of restaurants that are helping to stop the overuse antibiotics on large industrial farms.

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Blog Post | Public Health, Food

Predictable Problems in the FDA Annual Report | Bill Wenzel

Not only did the FDA’s voluntary Guidance for Industry #213 not lower the sale and use of antibiotics for food-producing animals, these sales actually increased 4%.

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Blog Post | Financial Reform

House Committee Launches Trojan Horse Assault On State Privacy Laws | Ed Mierzwinski

This afternoon (Tuesday, 8 December), the U.S. House Financial Services Committee launches a massive attack on state privacy laws. Hidden inside a seemingly modest proposal to establish federal data breach notice requirements is a Trojan Horse provision designed to to take state consumer cops off the privacy beat, completely and forever. That's wrong, because the states have always been key first responders and leaders on privacy threats that Congress has ignored, from credit report accuracy and identity theft to data breaches and do-not-call lists.

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Blog Post | Public Health

The Phantom, and Other Menaces | Anya Vanecek

In the midst of warnings that the post-antibiotic era is quickly approaching, we see evidence that it has already arrived.

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Priority Action

We're calling on big restaurant chains to stop the overuse of antibiotics on factory farms. Tell KFC to stop serving meat raised on routine antibiotics.

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