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News Release | Illinois PIRG | Consumer Protection

New Analysis of Exelon Bailout by BEST Coalition

The Exelon bailout costs us not only as ratepayers but also as taxpayers. If the Exelon bailout becomes law, Chicago taxpayers would be on the hook for an estimated five million dollars a year for over five years -- on top of increases to their utility bills.

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News Release | Illinois PIRG Education Fund | Democracy

Mayoral Election Dominated by Big, Out of Town Money

Thicker wallets gave big donors an outsized voice in this year’s mayoral election, according to new analysis of campaign finance data by Illinois PIRG Education Fund. Contributions greater than $1,000 accounted for 92% of the money contributed to the Emanuel and Garcia Campaigns, while under 2% of the money contributed came from contributions of less than $150. A clear majority -- 58% -- of money contributed, came from donors living outside Chicago.

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News Release | U.S. PIRG | Consumer Protection

PIRG Commends Release of Labor Dept.'s Proposed Rule To End Conflicted Retirement Advice

PIRG today commended the public release of the Department of Labor’s proposed rule that would strengthen the ability for Americans to save for retirement by addressing conflicts of interest that arise when brokers and financial advisers give retirement advice. Wall Street will fight the rule hard, because it requires them to put consumers first.

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News Release | Illinois PIRG | Tax

Illinois Small Businesses Foot $4,570 Bill from Offshore Tax Dodging

As Tax Day approaches, it’s important to remember that small businesses end up picking up the tab for offshore tax loopholes used by many large multinational corporations. Illinois PIRG released a new study today revealing that the average Illinois small business owner would have to pay an extra $4,570 in taxes to make up for the money lost in 2014 due to offshore tax haven abuse by large multinational corporations.  

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Report | Illinois PIRG Education Fund | Tax

Picking Up the Tab 2015

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their federal and state income tax liabilities by billions of dollars. While tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars – they continue to avoid paying for these benefits.

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News Release | Illinois PIRG | Consumer Protection

New Analysis of Exelon Bailout by BEST Coalition

The Exelon bailout costs us not only as ratepayers but also as taxpayers. If the Exelon bailout becomes law, Chicago taxpayers would be on the hook for an estimated five million dollars a year for over five years -- on top of increases to their utility bills.

> Keep Reading
News Release | Illinois PIRG Education Fund | Democracy

Mayoral Election Dominated by Big, Out of Town Money

Thicker wallets gave big donors an outsized voice in this year’s mayoral election, according to new analysis of campaign finance data by Illinois PIRG Education Fund. Contributions greater than $1,000 accounted for 92% of the money contributed to the Emanuel and Garcia Campaigns, while under 2% of the money contributed came from contributions of less than $150. A clear majority -- 58% -- of money contributed, came from donors living outside Chicago.

> Keep Reading
News Release | U.S. PIRG | Consumer Protection

PIRG Commends Release of Labor Dept.'s Proposed Rule To End Conflicted Retirement Advice

PIRG today commended the public release of the Department of Labor’s proposed rule that would strengthen the ability for Americans to save for retirement by addressing conflicts of interest that arise when brokers and financial advisers give retirement advice. Wall Street will fight the rule hard, because it requires them to put consumers first.

> Keep Reading
News Release | Illinois PIRG | Tax

Illinois Small Businesses Foot $4,570 Bill from Offshore Tax Dodging

As Tax Day approaches, it’s important to remember that small businesses end up picking up the tab for offshore tax loopholes used by many large multinational corporations. Illinois PIRG released a new study today revealing that the average Illinois small business owner would have to pay an extra $4,570 in taxes to make up for the money lost in 2014 due to offshore tax haven abuse by large multinational corporations.  

> Keep Reading
News Release | Illinois PIRG Education Fund | Democracy

In Aldermanic Races Fueled by Big Money, Top Fundraiser Wins 93% of the Time

In the Chicago aldermanic races the candidate with the most money almost always wins, small donors represent only a small portion of candidates’ campaign cash, and small donor campaign finance reform would shake up elections according to a new report from Illinois PIRG Education Fund. The report analyzes campaign contributions going to top candidates in all 50 wards in the 2015 aldermanic elections.

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Result | Public Health

KIDS’ SCHOOL LUNCHES NOW SAFER

For years, America’s schoolchildren have been eating beef, chicken and other foods that would have been rejected as substandard even by fast food chains. Thanks in part to our advocacy, the U.S.D.A. has stopped buying such low-quality meat for school lunches.

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Result | Health Care

Young People Now Covered

This year, the federal health care reforms that Illinois PIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

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Report | Illinois PIRG Education Fund | Tax

Picking Up the Tab 2015

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their federal and state income tax liabilities by billions of dollars. While tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars – they continue to avoid paying for these benefits.

> Keep Reading
Report | Illinois PIRG Education Fund | Democracy

The Money Primary

The role of money in elections is typically discussed in the context of high profile races such as those for Congress, Governor, or big city Mayors. The influence of money in smaller races, however, is just as big if not bigger.

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Report | Illinois PIRG Education Fund | Budget, Tax

Following the Money 2015

Every year, state governments spend hundreds of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible. 

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Report | Illinois PIRG Education Fund | Democracy

Big Money, Money from Outside Chicago, Dominates Mayoral Race

In the wake of the Supreme Court’s decisions undermining campaign finance rules, most notably Citizens United v FEC, our elections have become increasingly dominated by large donors at the expense of ordinary Americans. These effects have been outsized in recent Illinois elections where campaign contribution limits have been lifted in both the gubernatorial and Chicago mayoral elections. This study examines the dominance of big donors in Chicago’s mayoral race.

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Report | Illinois PIRG Education Fund | Transportation

The Innovative Transportation Index

This report reviews the availability of 11 technology-enabled transportation services – including online ridesourcing, carsharing, ridesharing, taxi hailing, static and real-time transit information, multi-modal apps, and virtual transit ticketing – in 70 U.S. cities. It finds that residents of 19 cities, with a combined population of nearly 28 million people, have access to eight or more of these services, with other cities catching up rapidly.

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Blog Post | Consumer Protection

CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

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Blog Post | Public Health

Some Good, Some Bad in Obama Administration Plan to Protect Antibiotics | Sujatha Jahagirdar

Today, the National Task Force for Combatting Resistant Bacteria released a five-year action plan to tackle the growing problem of antibiotic resistance.  While the plan will take several important steps necessary to control the spread of antibiotic-resistant bacteria, it will miss the opportunity to call for critical reforms in the agricultural sector that are essential to protect public health.

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Blog Post | Consumer Protection

CFPB Adds Consumer Stories to Public Complaint Database | Ed Mierzwinski

Today, the CFPB took a step to make its excellent public database of consumer complaints even better, by adding complaint narratives (stories), but only with the consumer's consent. It's a step we've long urged. It will enrich our research into the marketplace, help consumers make choices and help good-actor firms avoid bad practices by others.

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Blog Post | Financial Reform

As NY Brings Credit Bureaus To Heel, CFPB Arbitration Study Paves Way Toward New Protections | Ed Mierzwinski

Two big consumer stories so far this week offer hope to consumers victimized by credit bureau errors and, more generally, by an inability to take credit bureaus, credit card companies, banks or payday lenders to court when harmed. On Monday, New York's Attorney General Eric Schneiderman signed a groundbreaking agreement with the Big Three credit bureaus, Equifax, Trans Union and Experian. Then today, the CFPB released a report finding that consumer legal rights are infringed by small-print forced arbitration clauses in credit card and other contracts.  The CFPB will hold a webcast public hearing at 11am Eastern time today (Tuesday) to discuss the report's findings and next steps.

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Blog Post | Financial Reform

Is Anyone Protecting Your Privacy Or Wallet? Turbotax? Anthem? Apple? The Government? | Ed Mierzwinski

As if recent privacy breaches at the online tax preparer Turbotax and the health insurer Anthem weren't enough, it turns out that low-tech hacks can trick the vaunted Apple Pay system into giving up cash to thieves, too. Meanwhile, while the administration's blueprint for a Privacy Bill of Rights in 2012 was excellent, its new legislative draft from the Department of Commerce could have been written by the U.S. Chamber of Commerce. There is some good news on privacy, though.

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Priority Action

The overuse of antibiotics on factory farms is threatening these lifesaving medicines. Call on big restaurants to do their part and stop buying meat raised with critical antibiotics.

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